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The "Debt Consolidation" Strategy for Englewood Homeowners

January 17, 2026  •  Vicki Mahan
The "Debt Consolidation" Strategy for Englewood Homeowners

If you have credit card debt at 22% interest, your 3% mortgage might not be saving you as much as you think.

The Strategy: We look at your "Blended Interest Rate." Sometimes, selling (or refinancing) to wipe out high-interest debt results in a lower total monthly payment, even if your new mortgage rate is higher.

Don't let "Rate Lock" blind you to bad debt. Let's run the Total Cost analysis.


Vicki Mahan

Real Estate Advisor, REALTOR ®